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互?网+供??金融的八大模式

?源: 南方日?网?版     ??: 2018年10月16日 13:27:35
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(原)(?)(?)(:互)(?)(网)(+供)(?)(?)(金)(融)(的)(八)(大)(模)(式)(
?)(?)(上)(方)(“公)(?)(?)(”可)(以)(?)(?)(哦)(!
一)(、基)(于)(B2B?)(商)(平)(台)(的)(供)(?)(?)(金)(融)(
?)(?)(?)(商)(?)(?)(网)(站)(如)(焦)(?)(科)(技)(、网)(盛)(生)(意)(?)(、慧)(?)(网)(、敦)(煌)(网)(等)(,B2B?)(商)(交)(易)(平)(台)(如)(上)(海)(?)(?)(、找)(?)(网)(等)(,都)(在)(瞄)(准)(供)(?)(?)(金)(融)(,往)(金)(融)(化)(方)(向)(挺)(?)(。
如)(找)(?)(网)(在)(2015年)(上)(?)(胖)(?)(物)(流)(及)(以)(“胖)(?)(白)(?)(”打)(?)(的)(金)(融)(服)(?)(。“胖)(?)(白)(?)(”?)(?)(优)(?)(采)(?)(商)(提)(供)(的)(“先)(提)(?)(,后)(付)(款)(”的)(合)(作)(模)(式)(,意)(味)(?)(找)(?)(网)(在)(供)(?)(?)(金)(融)(方)(面)(?)(出)(了)(?)(?)(性)(?)(步)(。截)(至)(目)(前)(,找)(?)(网)(已)(?)(?)(累)(了)(接)(近)(4年)(的)(客)(?)(交)(易)(?)(据)(,垂)(直)(的)(?)(据)(?)(控)(能)(力)(是)(找)(?)(网)(做)(供)(?)(?)(金)(融)(的)(优)(?)(。
二)(、基)(于)(B2C?)(商)(平)(台)(的)(供)(?)(?)(金)(融)(
B2C?)(商)(平)(台)(,如)(淘)(?)(、天)(?)(、京)(?)(、?)(宁)(、唯)(品)(?)(、一)(?)(店)(等)(都)(沉)(淀)(了)(商)(家)(的)(基)(本)(信)(息)(和)(?)(史)(信)(息)(等)(优)(?)(精)(准)(?)(据)(,?)(些)(依)(据)(大)(?)(据)(向)(信)(用)(良)(好)(的)(商)(家)(提)(供)(供)(?)(?)(金)(融)(服)(?)(。
以)(京)(?)(?)(例)(,近)(年)(?)(,京)(?)(?)(?)(加)(?)(互)(?)(网)(金)(融)(,供)(?)(?)(金)(融)(是)(其)(金)(融)(?)(?)(的)(根)(基)(。京)(?)(通)(?)(差)(异)(化)(定)(位)(及)(自)(建)(物)(流)(体)(系)(等)(?)(略)(,并)(通)(?)(多)(年)(?)(累)(和)(沉)(淀)(,已)(形)(成)(一)(套)(以)(大)(?)(据)(?)(?)(的)(京)(?)(供)(?)(?)(体)(系)(,其)(中)(涉)(及)(?)(?)(量)(?)(?)(、?)(品)(?)(?)(、?)(存)(健)(康)(、供)(?)(商)(?)(?)(到)(智)(慧)(?)(品)(和)(智)(慧)(定)(价)(等)(各)(?)(?)(?)(。
京)(?)(供)(?)(?)(金)(融)(利)(用)(大)(?)(据)(体)(系)(和)(供)(?)(?)(优)(?)(在)(交)(易)(各)(?)(?)(?)(?)(供)(?)(商)(提)(供)(?)(款)(服)(?)(,具)(体)(可)(以)(分)(?)(六)(种)(?)(型)(:采)(?)(?)(?)(融)(?)(、入)(?)(?)(?)(的)(入)(?)(?)(融)(?)(、?)(算)(前)(的)(?)(收)(?)(款)(融)(?)(、委)(托)(?)(款)(模)(式)(、京)(保)(?)(模)(式)(、京)(小)(?)(模)(式)(。京)(?)(有)(非)(常)(优)(?)(的)(上)(游)(的)(供)(?)(商)(、下)(游)(的)(?)(人)(消)(?)(者)(、精)(准)(的)(大)(?)(据)(,京)(?)(的)(供)(?)(?)(金)(融)(?)(?)(水)(到)(渠)(成)(。
三)(、基)(于)(支)(付)(的)(供)(?)(?)(金)(融)(
只)(想)(做)(支)(付)(的)(支)(付)(公)(司)(不)(是)(好)(公)(司)(。支)(付)(?)(、快)(?)(、?)(付)(通)(、易)(?)(支)(付)(、?)(方)(支)(付)(等)(均)(通)(?)(支)(付)(切)(入)(供)(?)(?)(金)(融)(?)(域)(。不)(同)(于)(支)(付)(?)(和)(?)(付)(通)(C端)(的)(?)(?)(?)(略)(,快)(?)(等)(支)(付)(公)(司)(深)(耕)(B端)(市)(?)(。以)(快)(?)(?)(例)(,2009年)(?)(始)(,快)(?)(?)(始)(探)(索)(供)(?)(?)(融)(?)(,2011年)(快)(?)(正)(式)(?)(公)(司)(定)(位)(?)(“支)(付)(+金)(融)(”的)(?)(?)(?)(展)(模)(式)(,全)(面)(推)(?)(供)(?)(?)(金)(融)(服)(?)(。如)(快)(?)(与)(?)(想)(?)(署)(的)(合)(作)(?)(?)(,?)(助)(?)(想)(整)(合)(其)(上)(游)(上)(万)(家)(?)(?)(商)(的)(?)(子)(收)(付)(款)(、?)(收)(?)(付)(?)(款)(等)(相)(?)(信)(息)(,?)(供)(?)(?)(上)(下)(游)(真)(?)(的)(?)(易)(背)(景)(作)(?)(融)(?)(的)(基)(本)(?)(件)(,形)(成)(一)(套)(流)(?)(?)(金)(管)(理)(解)(?)(方)(案)(,打)(包)(?)(售)(?)(?)(行)(,然)(后)(?)(行)(根)(据)(包)(括)(?)(收)(?)(款)(等)(信)(息)(批)(量)(?)(上)(下)(游)(的)(中)(小)(企)(?)(提)(供)(授)(信)(。
四)(、基)(于)(ERP系)(?)(的)(供)(?)(?)(金)(融)(
?)(?)(的)(ERP管)(理)(?)(件)(等)(?)(据)(IT服)(?)(商)(,如)(用)(友)(、?)(捷)(通)(平)(台)(、金)(蝶)(、鼎)(捷)(?)(件)(、久)()(星)(?)(金)(管)(理)(平)(台)(、南)(北)(?)(件)(、富)(通)(天)(下)(、管)(家)(婆)(等)(等)(,其)(通)(?)(多)(年)(?)(累)(沉)(淀)(了)(商)(家)(信)(息)(、商)(品)(信)(息)(、?)(?)(信)(息)(、交)(易)(信)(息)(等)(?)(据)(,基)(于)(?)(些)(?)(据)(构)(建)(起)(一)(?)(供)(?)(?)(生)(?)(圈)(。
如)(老)(牌)(?)(?)(管)(理)(ERP企)(?)(用)(友)(网)(?)(,互)(?)(网)(金)(融)(是)(公)(司)(三)(大)(?)(略)(之)(一)(。?)(千)(家)(使)(用)(其)(ERP系)(?)(的)(中)(小)(微)(企)(?)(,都)(是)(其)(供)(?)(?)(金)(融)(?)(?)(平)(台)(上)(?)(与)(的)(一)(?)(。?)(得)(信)(息)(与)(用)(友)(的)(模)(式)(略)(有)(不)(同)(,?)(得)(的)(客)(?)(均)(是)(大)(型)(企)(?)(,而)(其)(提)(供)(供)(?)(?)(金)(融)(服)(?)(的)(?)(象)(,?)(?)(是)(其)(核)(心)(客)(?)(的)(上)(下)(游)(。
五)(、基)(于)(一)(站)(式)(供)(?)(?)(管)(理)(平)(台)(的)(供)(?)(?)(金)(融)(
一)(些)(?)(合)(性)(第)(三)(方)(平)(台)(,集)(合)(了)(商)(?)(、物)(流)(、?)(算)(、?)(金)(的)(一)(站)(式)(供)(?)(?)(管)(理)(,如)(?)(?)(上)(市)(企)(?)(的)(怡)(?)(通)(、?)(州)(的)(一)(?)(?)(、南)(京)(的)(?)(通)(?)(、外)(?)(?)(合)(服)(?)(平)(台)(—阿)(里)(巴)(巴)(一)(?)(通)(等)(,?)(些)(平)(台)(?)(供)(?)(?)(全)(?)(程)(的)(信)(息)(有)(充)(分)(的)(掌)(握)(,包)(括)(物)(流)(掌)(握)(、存)(?)(控)(制)(等)(,已)(集)(成)(?)(一)(?)(?)(大)(的)(?)(据)(平)(台)(。
像)(?)(?)(上)(市)(企)(?)(怡)(?)(通)(,?)(立)(于)(1997年)(,是)(一)(家)(一)(站)(式)(供)(?)(?)(管)(理)(服)(?)(平)(台)(,其)(推)(出)(?)(天)(?)(地)(一)(平)(台)(?)(略)(:“?)(天)(网)(”是)(指)(?)(大)(互)(?)(网)(平)(台)((宇)(商)(网)(+和)(?)(网)(),而)(“?)(地)(网)(”,即)(怡)(?)(通)(打)(造)(的)(?)(大)(渠)(道)(下)(沉)(供)(?)(?)(平)(台)((“380”深)(度)(分)(?)(平)(台)(与)(和)(?)(生)(活)(?)(?)(加)(盟)(超)(市)(),而)(“一)(平)(台)(”即)(怡)(?)(通)(打)(造)(的)(物)(流)(主)(干)(网)((B2B+B2C物)(流)(平)(台)()。怡)(?)(通)(?)(向)(整)(合)(供)(?)(?)(管)(理)(各)(?)(?)(?)(,形)(成)(一)(站)(式)(供)(?)(?)(管)(理)(服)(?)(平)(台)(,并)(通)(?)(采)(?)(与)(分)(?)(?)(能)(,?)(物)(流)(客)(?)(提)(供)(?)(似)(于)(?)(行)(存)(?)(融)(?)(的)(?)(金)(代)(付)(服)(?)(,?)(取)(“息)(差)(”收)(入)(;同)(?)(,?)(?)(需)(要)(外)(?)(?)(算)(的)(?)(?)(?)(展)(金)(融)(衍)(生)(交)(易)(,在)(人)(民)(?)(升)(值)(背)(景)(下)(?)(取)(了)(巨)(?)(收)(入)(。在)(一)(站)(式)(供)(?)(?)(管)(理)(服)(?)(的)(?)(?)(基)(?)(上)(?)(展)(金)(融)(?)(?)(的)(模)(式)(,是)(其)(盈)(利)(的)(重)(要)(?)(源)(之)(一)(。
六)(、基)(于)(SaaS模)(式)(的)(行)(?)(解)(?)(方)(案)(的)(供)(?)(?)(金)(融)(
?)(分)(行)(?)(的)(信)(息)(管)(理)(系)(?)(服)(?)(提)(供)(商)(,通)(?)(SaaS平)(台)(的)(?)(据)(信)(息)(?)(?)(展)(供)(?)(?)(金)(融)(?)(?)(,如)(?)(?)(零)(售)(行)(?)(的)(富)(基)(?)(商)(、合)(力)(中)(?)(;?)(?)(存)(管)(理)(的)(金)(蝶)(智)(慧)(?)(、平)(安)(?)(行)(橙)(e网)(生)(意)(管)(家)(、物)(流)(行)(?)(的)(宁)(波)(大)(掌)(柜)(、深)(圳)(的)(易)(流)(e-TMS等)(。
以)(平)(安)(?)(行)(生)(意)(管)(家)(?)(例)(,生)(意)(?)(?)(首)(?)(免)(?)(的)(SAAS模)(式)(供)(?)(?)(?)(同)(云)(平)(台)(,是)(平)(安)(橙)(e网)(的)(核)(心)(?)(品)(。橙)(e平)(台)(?)(平)(安)(?)(行)(供)(?)(?)(金)(融)(?)(?)(优)(?)(推)(向)(更)(?)(深)(的)(全)(?)(?)(、在)(?)(融)(?)(服)(?)(。“更)(?)(深)(的)(全)(?)(?)(”是)(指)(把)(主)(要)(服)(?)(于)(大)(型)(核)(心)(企)(?)(的)(上)(下)(游)(?)(密)(合)(作)(?)(的)(供)(?)(?)(融)(?)(,?)(深)(?)(通)(到)(上)(游)(供)(?)(商)(的)(上)(游)(、下)(游)(分)(?)(商)(的)(下)(游)(。“在)(?)(融)(?)(”是)(指)(橙)(e平)(台)(?)(供)(?)(?)(融)(?)(的)(各)(相)(?)(方)(提)(供)(一)(?)(?)(子)(化)(作)(?)(平)(台)(,使)(客)(?)(的)(融)(?)(、保)(?)(、物)(流)(?)(管)(等)(作)(?)(全)(程)(在)(?)(。
七)(、基)(于)(大)(型)(商)(?)(交)(易)(?)(?)(与)(物)(流)(?)(?)(的)(供)(?)(?)(金)(融)(
大)(型)(商)(?)(?)(?)(依)(托)(于)(其)(海)(量)(的)(商)(?)(,并)(以)(他)(?)(的)(交)(易)(?)(据)(、物)(流)(?)(据)(作)(?)(基)(?)(?)(据)(,?)(?)(的)(?)(易)(?)(?)(有)(很)(多)(,如)(深)(圳)(?)(?)(北)(?)(子)(交)(易)(市)(?)(、?)(?)(小)(商)(品)(交)(易)(城)(、?)(沂)(商)(?)(物)(流)(城)(、海)(宁)(皮)(革)(城)(等)(。
以)(浙)(江)(的)(?)(?)(通)(?)(例)(,浙)(江)(的)(“?)(?)(?)(?)(”?)(?)(?)(?)(,“永)(康)(五)(金)(之)(都)(”、“海)(宁)(皮)(革)(城)(”、“?)(?)(?)(?)(品)(市)(?)(”、“嘉)(善)(木)(材)(市)(?)(”等)(都)(是)(知)(名)(的)(?)(?)(?)(?)(聚)(集)(?)(。而)(?)(些)(?)(?)(集)(群)(的)(特)(征)(是)(,其)(上)(下)(游)(小)(微)(企)(?)(普)(遍)(缺)(乏)(抵)(押)(物)(,但)(?)(具)(有)(完)(整)(的)(上)(下)(游)(供)(?)(?)(。在)(?)(?)(的)(背)(景)(下)(,?)(?)(通)(在)(“存)(?)(”中)(?)(?)(了)(信)(用)(,首)(?)(存)(?)(?)(押)(金)(融)(,是)(?)(?)(首)(家)(基)(于)(智)(能)(物)(流)(、供)(?)(?)(管)(理)(的)(存)(?)(金)(融)(网)(?)(服)(?)(平)(台)(。同)(?)(,其)(相)(?)(推)(出)(了)(“?)(易)(融)(”、“融)(易)(管)(”、“信)(?)(?)(”三)(大)(服)(?)(系)(?)(。截)(至)(目)(前)(,?)(?)(通)(通)(?)(?)(?)(?)(押)(,?)(?)(?)(?)(融)(?)(超)(10?)(元)(,管)(理)(?)(?)(面)(?)(超)(10万)(平)(方)(米)(,?)(管)(?)(押)(?)(?)(价)(值)(25?)(元)(。
八)(、基)(于)(大)(型)(物)(流)(企)(?)(的)(供)(?)(?)(金)(融)(
物)(流)(占)(据)(了)(整)(?)(商)(品)(交)(易)(?)(程)(中)(重)(要)(的)(交)(付)(?)(?)(,?)(接)(了)(供)(?)(?)(的)(上)(下)(游)(。它)(?)(基)(于)(物)(流)(服)(?)(?)(?)(及)(物)(流)(生)(?)(?)(?)(在)(供)(?)(?)(上)(?)(行)(金)(融)(服)(?)(。?)(?)(大)(型)(快)(?)(公)(司)(及)(物)(流)(公)(司)(,快)(?)(公)(司)(如)(?)(丰)(、申)(通)(、?)(通)(、中)(通)(、百)(世)(?)(通)(等)(,物)(流)(公)(司)(如)(德)(邦)(、?)(宇)(、安)(能)(等)(等)(均)(通)(?)(海)(量)(客)(?)(收)(?)(物)(流)(信)(息)(?)(行)(供)(?)(?)(金)(融)(服)(?)(。目)(前)(?)(丰)(、德)(邦)(已)(?)(?)(始)(通)(?)(物)(流)(?)(据)(?)(透)(了)(?)(主)(采)(?)(,?)(?)(物)(流)(?)(用)(等)(方)(面)(的)(?)(入)(供)(?)(?)(金)(融)(。
以)(?)(丰)(?)(例)(,2015年)(3月)(底)(,?)(丰)(全)(面)(?)(放)(全)(?)(上)(百)(?)(?)(?)(?)(?)(商)(商)(家)(提)(供)(分)(?)(?)(?)(,同)(?)(推)(出)(?)(丰)(?)(?)(融)(?)(服)(?)(。优)(?)(?)(商)(商)(家)(如)(果)(提)(前)(?)(?)(至)(?)(丰)(?)(?)(,不)(?)(可)(以)(?)(?)(就)(近)(?)(?)(,?)(可)(?)(入)(?)(的)(?)(品)(拿)(到)(?)(款)(。?)(丰)(具)(?)(?)(大)(的)(物)(流)(配)(送)(网)(?)(、密)(集)(的)(?)(?)(服)(?)(网)(?)(及)(新)(?)(的)(金)(融)(?)(款)(?)(?)(,三)(?)(?)(?)(形)(成)(完)(整)(的)(物)(流)(服)(?)(?)(?)(。除)(?)(?)(融)(?)(外)(,?)(丰)(金)(融)(供)(?)(?)(?)(品)(?)(有)(基)(于)(?)(收)(?)(款)(的)(保)(理)(融)(?)(,基)(于)(客)(?)(?)(?)(?)(件)(与)(合)(?)(的)(?)(?)(融)(?)(和)(基)(于)(客)(?)(信)(用)(的)(?)(小)(?)(等)(。
?)(自)(:比)(特)(网)(。
我)(?)(尊)(重)(原)(?)(者)(版)(?)(,除)(非)(我)(?)(确)(?)(?)(法)(确)(?)(作)(者)(以)(外)(,我)(?)(都)(?)(注)(明)(作)(者)(和)(?)(源)(。在)(此)(向)(原)(?)(者)(表)(示)(感)(?)(。若)(涉)(及)(版)(?)(?)(?)(,?)(?)(原)(作)(者)(?)(系)(小)(岩)((微)(信)(:YLFund)?)(除)(,?)(?)(!
?)(明)(:本)(站)(所)(?)(文)(章)(、?)(据)(等)(?)(容)(?)(?)(作)(者)(?)(人)(?)(?)(,不)(代)(表)(岩)(利)(基)(金)(的)(立)(?)(,?)(供)(?)(者)(?)(考)(,不)(要)(盲)(目)(投)(?)(哦)(。返)(回)(搜)(狐)(,查)(看)(更)(多)(?)(任)(?)(?)(:
?)(明)(:?)(文)(?)(?)(?)(代)(表)(作)(者)(本)(人)(,搜)(狐)(?)(系)(信)(息)(?)(布)(平)(台)(,搜)(狐)(?)(提)(供)(信)(息)(存)(?)(空)(?)(服)(?)(。
?)(?)(()
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